Sponsored by

I'm 63 With $1.5M. Can I Spend $10K a Month?

You’ve saved $1.5 million. Now comes the real test.

Can it produce $10,000 a month, or will that pace drain your portfolio?

Most retirees do not get a clear answer until it is too late.

The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.

That difference can determine whether your money lasts decades or starts breaking down early.

Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.

Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.

If you have $1M or more invested, do not guess.

📣 Sponsored by: this slot is open.

Own a Meridian business and want a few thousand neighbors to hear about it? This line — and the Thursday Local Business Spotlight — are available. Hit reply or start here →

Meridian Local Scoop

Happy Sunday, Meridian! It broke. After a July that spent almost the entire month in triple digits, a dry cold front came through overnight and today tops out around 86 — fourteen degrees cooler than yesterday and the first genuinely reasonable afternoon in weeks. The catch is that the same front is bringing wind, the smoke isn't going anywhere, and fire crews are having a nervous weekend because of it. Still: 86. Go outside. There's golf for a cause this afternoon, a market tomorrow night, and live music downtown Wednesday. Let's get into it.

In this Meridian Local Scoop issue…

  • 🌬️ The cold front that ends the heat wave also brings 25–35 mph gusts and critical fire danger

  • 🐈 A 31-year-old Meridian man is in the Ada County Jail on three counts of animal cruelty

  • 🏘️ Council annexes 9.36 acres off Ten Mile for 20 homes and four office buildings

  • 🔥 DEQ lifted the burn ban in three counties — Ada is not one of them

  • ⛳ Swing for Hope this afternoon, the Monday Night Market tomorrow, and Main Street Mix Wednesday

  • 🧠 West Ada is Idaho's biggest school district by a wide margin — the number is bigger than you think

🧠 Trivia: West Ada School District is the largest school district in Idaho — most of it right here in Meridian. Roughly how many students does it enroll? (Answer at the bottom.)

Events

Events — your week ahead

Six Meridian things between this afternoon and next Saturday. Fair warning: Saturday is stacked and everything else is quiet, so if you want a midweek plan, Wednesday downtown is your one shot. 🎉

Sunday, August 2

  • Swing for Hope Golf Fundraiser — 3–6 p.m. · 📍 1050 S. Silverstone Way · A charity scramble on the first afternoon in weeks you could actually walk a course without regretting it. Timing this one for the cooldown was either luck or genius. · 🗓️ Add to Calendar

Monday, August 3

  • Meridian Monday Night Market — 4–9 p.m. · 📍 Storey Park, 215 E. Franklin Rd. · Vendors, food and the weekly excuse to be outdoors on a Monday. Five hours long, so there's no wrong time to show up — though the back half of the evening is where the park actually gets pleasant. · 🗓️ Add to Calendar

Wednesday, August 5

  • Meridian's Main Street Mix — Live Music — 5:30–7:30 p.m. · 📍 Generations Plaza, downtown · The free downtown concert series, on a Wednesday, at a plaza you can walk to from dinner. Two hours, no ticket, no parking lot. If you've been meaning to spend an evening downtown, this is the low-effort version. · 🗓️ Add to Calendar

Saturday, August 8

  • Idaho Vitality Festival 2026 — 10 a.m.–8 p.m. · 📍 Kleiner Memorial Pkwy · Ten hours at Kleiner, which is less a festival than a full day you can dip in and out of. Park once, come back twice. · 🗓️ Add to Calendar

  • Trail Blazing Ladies — Learn. Connect. Get Confident. — 10:30 a.m.–5 p.m. · 📍 Tully Park, 2500 N. Linder Rd. · A day built around getting women more comfortable outdoors. Free-form enough that you don't need to commit to all six and a half hours to get something out of it. · 🗓️ Add to Calendar

  • PNTB on Big Al's back patio — 7–10 p.m. · 📍 Big Al's, 1900 N. Eagle Rd. · Three hours of live band on the patio to close out the night. By 7 p.m. next Saturday the patio should finally be the good option instead of the brave one. · 🗓️ Add to Calendar

Tired of news that feels like noise?

Every day, 4.5 million readers turn to 1440 for their factual news fix. We sift through 100+ sources to bring you a complete summary of politics, global events, business, and culture — all in a brief 5-minute email. No spin. No slant. Just clarity.

Weather

🌬️ Sunday, August 2 — Meridian

High near 86°F

Overnight low around 54°F · Areas of smoke · sunny and windy

Read that again: 86. Yesterday was 101. The National Weather Service point forecast has us sunny with areas of smoke, a northwest wind of 9 to 13 mph and gusts to 23, and a low tonight around 54 — the first night in ages you can open the windows instead of arguing with the thermostat. Monday holds at about 85, then it climbs back: 90 Tuesday, 97 Wednesday, 98 Thursday. So this is a two-day window, not a new season.

Two caveats. An Air Quality Alert is still up for the valley — the wind mixes the smoke around, it doesn't remove it, because the fires producing it are still burning. And the burn ban is still on here regardless of how nice it feels. Check the NWS point forecast for Meridian and the DEQ air quality forecast before you commit the whole afternoon — both move faster than a newsletter does.

News

The heat wave ends — and hands us a wind problem instead

Wind bending dry grass as a dry cold front pushes wildfire smoke across a high desert valley

The dry cold front that pushed through the region overnight is the reason today feels survivable — Idaho News 6 had the Treasure Valley hitting 100 Friday and Saturday before dropping to the high 80s today. That's the good news, and it's real.

The bad news rides in on the same system. Forecasters flagged gusts of 25 to 35 mph across open valleys and wind-prone areas, paired with very dry air, which is the textbook recipe for critical fire weather. Meanwhile the Big Grass Fire on the Oregon–Idaho border was around 303,000 acres and 21% contained as of Friday. Wind plus drought-dry fuel plus an already-huge fire is why crews are treating a cooler weekend as a more dangerous one, not a safer one. Read more →

Meridian man arrested on three counts of animal cruelty

A police patrol car parked on a quiet suburban street at dusk

Meridian Police arrested Ethan Ramsey, 31, on Thursday on three counts of animal cruelty, after an investigation into reports that he had abused and killed multiple cats. Detectives said they reviewed video and physical evidence before identifying him as a suspect. He was taken into custody in the 3700 block of Centrepoint Way, evaluated at a local hospital, then booked into the Ada County Jail on a $200,000 bond.

We'll spare you the specifics, because they're worse than the summary. Two things worth saying plainly: charges are allegations and this goes to a court, not to a comment section. And the case moved because people reported it — the department has said as much. If something is happening on your street and you're not sure it's worth a call, this is your evidence that it is. Read more →

Twenty more houses and four office buildings, off Ten Mile

Graded lots and new streets where farmland is being converted into a suburban subdivision

Meridian City Council signed off on a pair of housing projects Tuesday night, including annexing 9.36 acres into the city for Blueberry Hills — 20 single-family homes plus four commercial office buildings on N. Ten Mile Rd. between Ustick and McMillan. If you drive that stretch, you know the parcel.

The interesting wrinkle is the sewer. The neighborhood has to be platted in two phases because the city can't currently serve the five westernmost lots; those have to be tied into the Black Cat trunk line before anything gets built, while the rest go onto White Drain. It's a small project by Meridian standards, but it's a clean illustration of the thing that actually governs growth here — not whether council says yes, but whether a pipe reaches the lot line. Read more →

DEQ lifted the burn ban in three counties. Ada wasn't one of them.

An unlit backyard fire pit and stacked firewood under a hazy smoke-filled sky

Idaho DEQ has lifted its air-quality burn ban for Boise, Elmore and Valley counties. Ada and Canyon stay under it. So if you saw the headline about bans being lifted and started eyeing the yard-waste pile — that wasn't about us.

The logic is the same as it was: the ban is keyed to the air quality index, not to the calendar or to how nice today feels, and the Treasure Valley has been sitting in the orange "unhealthy for sensitive groups" band while smoke from the Oregon fires keeps drifting in. Between that and today's wind, this is a bad weekend to be the person who tests it. The fire pit keeps until the number comes down. Read more →

Meme of the Day

Brought to you by Meridian Local Scoop.

Trivia answer: right around 40,000 students. West Ada enrolls roughly 40,000 kids across some 50-odd schools, which makes it comfortably the largest district in Idaho — bigger than Boise's, and bigger than the entire population of most Idaho cities. Put it this way: the district's student body alone would be the fourth- or fifth-largest city in the state if you dropped it somewhere by itself. That's the number sitting behind every levy conversation, every boundary fight and every August argument about bus routes. It's also why "a West Ada school" is one of the few phrases that means something to almost every household in Meridian.

How did we do today?

Hit reply and tell us. Too long, too short, missed something happening on your street — we read all of it, and tips from readers are how half the good stuff gets in here.

You're reading Meridian Local Scoop. Forward it to a neighbor — they can subscribe at meridianlocalscoop.com.